Savings
Savings accounts with market-leading interest rates
Interest rate from 2,00 % – 2,85 %Save securely with competitive interest rates. Nordiska offers a range of easy-access and fixed-term savings accounts, all covered by the statutory government deposit guarantee.
Getting started is easy
Log in
Log in or create a new account using BankID and fill in your contact details.
Choose savings option
Choose the savings account that best suits you and accept the terms and conditions with BankID.
Start saving
Done! Your are now a customer of Nordiska and can deposit money into your savings account.
Which savings option best suits you?
Save without fees – covered by the statutory deposit guarantee scheme
Fixed interest rate
Nordiska FIX
Up to 2,85 %
Ideal for both short- and long-term savings, with a fixed interest rate throughout your chosen term. Choose from a range of fixed-term deposit periods.
Savings rate: up to 2,85 %
Minimum one-time deposit of 10 000 SEK
Fixed term of between 1 month and 5 years
Floating interest rate
Nordiska FLEX PLUS
2,10 %
A flexible savings account with a variable interest rate, offering easy access to your money with no restrictions on deposits or withdrawals.
Savings rate: 2,10 %
Minimum balance 10 000 SEK
No fixed term
Floating interest rate
Nordiska FLEX
2,00 %
A flexible savings account with a variable interest rate, giving you the freedom to make deposits and withdrawals whenever you choose.
Savings rate: 2,00 %
No fixed term
Floating interest rate
Nordiska FLEX GREEN
2,10 %
Save for the future while making a positive impact. Your savings help Nordiska finance sustainable projects and investments that support the United Nations Sustainable Development Goals.
Savings rate: 2,10 %
No fixed term
Benefits of saving with Nordiska. Benefits of saving with Nordiska. Benefits of saving with Nordiska. Benefits of saving with Nordiska.
Always open
You will always have full control and access to your accounts, and you can make deposits or request withdrawals at any time.
Easy to calculate
From the very first day, you will be able to see how much money you can withdraw on the day your savings term ends.
We help you
We want happy customers who stay with us for the long term, and we do everything we can to help you whenever you need it.
High interest rates
We offer some of the highest interest rates on the market, making your money grow faster.
Full control of your savings in the app
Stay in control of your savings with an intuitive overview available whenever you need it. Ask Casey AI for assistance, find key information in seconds, and easily copy account or Bankgiro details when it's time to make a deposit.
Deposit Guarantee Scheme
Your savings with Nordiska are covered by the statutory Deposit Guarantee Scheme. This means that the government guarantees your total deposits held in savings accounts with Nordiska up to SEK 1,150,000. All savings accounts at Nordiska have been approved by the Swedish National Debt Office for inclusion in the statutory Deposit Guarantee Scheme.
We are here for you
You're always welcome to get in touch with us.
Our customer support team is dedicated to helping you as quickly as possible, and we typically respond to emails within one business day. You can also chat with us directly here on our website.
Opening hours: Monday to Friday, 08:30–16:30.
Do you have any questions?
Everything you need to know, all in one place. Find answers to our most frequently asked questions.
Yes, it is perfectly fine to have multiple savings accounts! You can have up to eight savings accounts simultaneously.
To open an additional savings account, log in to your account on Nordiska, select the option "Open a new account," choose the account you want, and sign the agreement using BankID.
To open an additional savings account, log in to your account on Nordiska, select the option "Open a new account," choose the account you want, and sign the agreement using BankID.
When the term of a Fix Account ends, the interest is capitalized, and the entire amount, including interest (after tax deductions), is automatically transferred to your Flex Account. A Flex Account is automatically opened when you open a Fix Account. Afterward, you have the option to open a new Fix Account and transfer the amount again.
To make a withdrawal from your savings account, log in to My Pages on our website.
- Once logged in, go to the Deposit/Withdrawal tab.
- Select Withdrawal.
- Choose the account you want to withdraw funds from.
- Under Available Amount, enter the amount you wish to transfer in the field marked with a thin grey line.
- Select your pre-registered withdrawal account.
- Review the details and click Confirm.
Once the transfer has been confirmed, it usually takes 1–2 banking days for the funds to reach your account.
Internal Transfer:
To make an internal transfer from Flex to Fix, you need to log in to My Pages on our website.
Internal Transfer:
To make an internal transfer from Flex to Fix, you need to log in to My Pages on our website.
- Once logged in, go to the "Deposit and Withdrawal" tab.
- Select Withdrawal.
- Under "From Account", select your Flex account in the dropdown menu.
- Under "Amount", enter manually the amount you wish to transfer in the field marked with a thin grey line.
- Select the account you want to transfer the funds to in the "To Account" dropdown menu.
- Review the details and click "Confirm".
Internal transfers are processed within a few seconds, and your fixed-term deposit period starts immediately. However, this does not apply if you are transferring funds to another Flex account. If you are making a withdrawal to your pre-registered withdrawal account, an extra BankID step will follow after clicking "Confirm".
This withdrawal process works the same way as when making a withdrawal to a pre-registered withdrawal account.
This withdrawal process works the same way as when making a withdrawal to a pre-registered withdrawal account.
Terms and basic requirements
To be eligible to open a savings account online with Nordiska, you must:
- be at least 18 years old
- be a natural person
- have a Swedish social security number
- have your national registration in Sweden
- have BankID
- have another Swedish bank account to make withdrawals
Complete Terms and Conditions
Why we need to ask questions
Nordiska, like all other banks, is required by law to work to prevent money laundering in the financial system. This means that we need to have good knowledge of our customers and their transactions in order to be able to make risk assessments.